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Cash App: Guide To Cash App Routing Number & Direct Deposit

Cash App Routing Number

Millions of people use Cash App every day for their online payment needs, making it one of the most well-known online banking systems. These days, individuals prefer using online payment methods over traditional ones since they are more convenient, time-efficient, and hassle-free. If you are one of them who loves using Cash App regularly then you must verify your Cash App account. Do you want to link your Cash App or set up Cash App Direct Deposit then you need to have a Cash App Routing number? If you have got no idea about the Cash App Routing Number, no worries, we’ll get you covered.

What is a Cash App Routing Number?

A Cash App Routing number is a 9-digit number that functions as an address of a bank. It is used for transferring funds, bill payments, and setting up direct deposits.

Every Bank has its Routing Number and the Cash App associated with two of the reputed banks has two Routing numbers. This does not mean that Cash App users have two Routing numbers in Cash App. Both the Cash App Banks: Sutton Bank and Lincoln Savings Bank have their Cash App Routing number for the Cash App users. While Lincoln Savings Bank assists with the direct deposit of paychecks and financing of the cash app accounts, Sutton Bank issues the cash app cards that are specific to each account.

Let’s look at how to locate your Cash App routing number in the following section so you may get all these advantages.

How do I find my Cash App routing number?

Cash App users can easily locate the theory Routing number and account number. A Routing number is used to locate the bank, Cash App account number is used to locate a specific account.

To find your routing number:

  • Tap to open the cash app.
  • From the homepage, go to the Banking tab.
  • A new page will appear, below the account balance tap Routing, and account number.
  • Copy and note down your details.

The routing number for Lincoln Savings Bank is 073923033 and the Sutton bank cash app routing number is 041215663. You will see one of these Cash App Routing Numbers pop up on your screen.

Can You change your Cash App Routing Number on Cash App?

Each account has a routing number that Cash App itself assigns based on the account’s location and other factors. Although there is no internal way to change the routing number, you can close your current account and open a new one with a different email if you want to. However, keep in mind that neither a shift to Lincoln Savings Bank from Sutton Bank nor Sutton Bank to Lincoln Savings Bank is guaranteed. If you are adamant to change your Cash App Routing Number then you can consider two options for changing your routing number on Cash App.

  • Make a new account using a unique email address.
  • Change your location.

We advise getting in touch with Cash App customer service if you still wish to update your bank name or routing number. You can reach a representative by dialing 1-800-969-1940 for assistance.

Now that you know your Cash App Routing Number you can enable Cash App Direct Deposit on your account and enjoy all the benefits which come with it.

How to enable Cash App Direct Deposit?

Once you’ve written down your routing number, you can start taking advantage of the direct deposits and tax returns that come with it. In comparison to other banks, Cash App direct deposits are much quicker. It works two days faster than other banks.

Follow the instructions given below to enable your direct deposits:

  • launch the cash app on your device.
  • Go to the tab for banking.
  • Go to the Routing and account number section.
  • Note down the number.
  • Reopen the banking tab.
  • Switch to direct deposit.
  • Click on Get Direct Deposit.
  • Enter the information about your employment, the amount you want to deposit, and your signature.
  • When prompted, provide your Cash App account number and routing information.
  • Enter your email address by choosing the email form.

Your direct deposit will be successfully set up on Cash App after it has been accepted. You can now deposit $50,000 in one day and $25,000 per direct deposit.

Before enabling the Cash App Direct Deposit there are a few points to remember:

  • You should be above the age of 18.
  • Cash App users must have an Activated Cash App Card.
  • You must be a US Citizen.
  • You should have all the genuine documents and a valid SSN.


Cash App has a routing number even though it is an online payment service since it is connected to Lincoln Savings Bank and Sutton Bank to handle its payments, direct deposits, and cash card. The user can discover their cash app bank and allow direct deposits with the help of the routing number. Although changing your routing number manually is not supported by the Cash App, you can do so by contacting their customer support team.


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